Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are tax-free accounts that can be used to pay for qualified health expenses (up to certain limitsestablishedby the IRS). These accounts are usually set up and managed by an HSA or FSA administrator, and you may have access to these accounts through your employer. HSAs are typically associated with a high-deductible health plan, and funds do not expire. FSAs are independent of your health plan, and funds elections occur in October-November each year for the following calendar year. FSA funds expire every calendar year.

Truemed partners with health and wellness brands to enable qualified customers to use pre-tax HSA/FSA funds on health and wellness purchases.Truemed partners with a network of medical practitioners who can issue Letters of Medical Necessity (LMN) to qualifying customers, thereby allowing customers to spend pre-tax HSA/FSA funds on medically necessary health and wellness products. For more information, please send an email to support@truemed.com.

There is no cost to you.

No. Solbari umbrellas and e-gift cards are not eligible. Eligibility and reimbursement are not guaranteed and are subject to approval by Truemed and/or your HSA/FSA administrator.

Yes, qualified US customers may be able to use an HSA/FSA card on eligible Solbari purchases throughTruemed. Simply chooseTruemedat checkout and follow the steps provided.

HSA and FSA funds are generally contributed on a pre-tax basis, which means you can use untaxed income to pay for eligible healthcare products and expenses. Depending on your federal, state and payroll tax rates, this may reduce your effective cost by around 30% on average.

For example, an eligible $100 purchase could effectively cost approximately $70 when paid with HSA or FSA funds. Actual savings vary depending on your individual tax situation and plan eligibility.

At checkout,you’llhave theoptionto “Pay with HSA/FSA funds.” This will direct you to theTruemedsite, where you will take a health intake survey asking if you are working to treat, mitigate, or prevent a chronic health condition. Onceyou’vecompleted the survey, enter your payment details – either your HSA/FSA card and/or a credit/debit card – to complete the checkout process. After checkout, your answers will be reviewed by a licensed medical provider and if you qualify,Truemedwill provide you with a copy of your Letter of Medical Necessity (LMN). If you do not qualify, you will have the opportunity to cancel your order at any time prior to dispatch.

A Letter of Medical Necessity, or LMN, is a document issued by an independent licensed clinician confirming that a product is medically necessary for your health needs.Truemeduses this documentation to help support eligible HSA/FSA payments.

No. HSA/FSA eligibility needs to be completed through Truemed as part of the purchase process. 

Yes. If you prefer, you can pay with a regular credit or debit card. Depending on theTruemedcheckout flow and your HSA/FSA plan, you may be able tosubmityour receipt and Letter of Medical Necessity for reimbursement.

No. Reimbursement is not guaranteed. Final approval depends on your HSA/FSA administrator and your specific plan rules.Truemedhelps provide the documentation needed to support your claim, but your plan administrator makes the final decision.

No. HSA/FSA paymentis currently designed for US customers with eligible US-based HSA or FSA accounts.